Cybersecurity Insurance: Are small businesses vulnerable to hacking? A data breach is nothing to joke about. According to the Ponemon Institute’s Cost of Data Breach Survey, the average organizational cost of a data breach was $3.8 million in 2019. Imagine the damages a data breach could cause a business, especially a small business. It is […]
Maybe you have been in the same situation. Your flight just landed, you have picked up your luggage and now you are at the rental car counter. You are tired from the flight and already thinking about ordering room service at the hotel when you are asked, “Would you like insurance with your rental car?” […]
In Florida, if you keep your boat at a local marina or boatyard they may require you to carry boat insurance. But, what about all those private lakes around our state? Many of our clients tell us “I live on a private lake, I don’t have to have insurance on my jet skis/boats”. It is […]
Gasparilla is around the corner and summer will be here before you know it, which means days spent on the water. Being cautious and practicing proper boat safety won’t always protect you from possible accidents that can occur on the water. This makes it the perfect time of year to consider your boat insurance options. […]
Did you know that water damage is the most common cause of loss under a home insurance policy? Unfortunately, it’s also one of the most destructive. At Seibert Insurance Agency, we understand how important your home is to you and your family, and we will do everything in our power to help you protect it. […]
The most popular resolutions normally focus on healthier changes. Keeping a New Year’s resolution is one of the hardest things to do. Adding to this that life, unfortunately, doesn’t always go as planned. Insurance is a safety net just in case things don’t go the way you planned. Here are 7 resolutions for the new […]
Tis the season for holiday parties! However, if you’re hosting, you should be cautious of hazards that can arise that will give your shindig a serious buzzkill-and possible insurance premium hikes. Here are some of the more common insurance issues that any good host should be aware of… Distracted Cooking According to the National Fire Protection Association, cooking […]
Thanksgiving is a time when insurance claims can go through the roof! From house fires to home intrusions, a variety of problems can occur while you’re celebrating the holidays with family and friends. Certainly, no one expects it or plans for it, but things happen and unless you’re protected by your homeowner’s insurance, Thanksgiving could […]
Your dog or cat is more than just a pet; it’s part of your family. At our Tampa insurance agency, we understand that it can be difficult to view your pet as a potential liability. Unfortunately, animal-related damage is a very common cause of Florida homeowner’s insurance claims. Some may be thinking…what is animal liability […]
Great question! The answer is “it depends”. It used to be cut and dry, if you had a ticket it was X% increase and if you had an accident it was Z% increase on your Florida car insurance. Nowadays, there are thousands of factors that go into the rate of insurance. If you have an […]