1. Coverage Limits 

Uber/Lyft Driver

When the driver signs into the app and is trolling for a passenger, Uber limits coverage to only $50,000/$100,000 total for injuries and $25,000 for property damage to others. Beyond those limits, the driver is personally responsible for damages – coverage under their personal auto policy does not apply.

 

2. Umbrella Policies

Uber/Lyft customer

Umbrella policies have the “drive for hire” exclusion – No coverage applies while you are an Uber driver.

 

3. Multiple Passengers Coverage Ceiling

Uber/Lyft driver

 

When an Uber driver has accepted a passenger and is transporting them – they only have $1,000,000 coverage for damage caused by uninsured motorists coverage total…what if there are multiple occupants in the vehicle? It is $1M total for all passengers.

Call us today to check your uninsured motorist limits.

Seibert insurance agency tampa with Peyton and Eli Manning

HOUSTON, TX – FEBRUARY 03 2017: Nationwide Cocktail Reception with Peyton, Eli and Archie Manning on January 03, 2017 in Houston, TX .(Photo by Gerardo Mora/Getty Images for Nationwide)

Karyn Roeling, president of Seibert Insurance Agency, was selected by Nationwide to attend the 2017 Super Bowl!  She was 1 of 10 agents selected by Nationwide acknowledged at the pre-Super Bowl parties and invited to attend The Big Game because of her notable industry efforts:

  • Karyn is a National Agent Council member
  • Seibert’s partnerships with charities in the Tampa Bay area
  • Karyn’s service on the agent association board
  • Karyn’s lobbying efforts on behalf of the industry

 

Super Bowl Karyn Roeling Larry Fitzgerald Greg OlsenSuper Bowl Karyn Roeling Thomas Davis
Karyn was able to meet the NFL’s altruistic players, like Thomas Davis, winner of the 2014 Walter Payton Man Of The Year award as well as 2016’s nominees: Eli Manning, Greg Olsen and Larry Fitzgerald.  Retired NFL players, Peyton and Archie Manning, sponsor the super Nationwide events – can’t you hear the “♫ Chicken Parm It Tastes So Good ♫” jingle?
Karyn rubbed elbows with industry players (non-football) like the President and COO of the P&C Company, Mark Bervin, the SVP of Sales and Distribution for Nationwide, Amy Shore, and the CEO of Nationwide, Steve Rasmussen.
Our 45 year partnership with Nationwide allows us to provide superior coverage, cost effective pricing and 24/7 customer service.  Contact us today if you would like to be treated as a person, not a policy.
Nationwide Cocktail Reception Eli Manning Seibert Agency Blog

HOUSTON, TX – FEBRUARY 03 2017: Nationwide Cocktail Reception with Peyton, Eli and Archie Manning on January 03, 2017 in Houston, TX .(Photo by Gerardo Mora/Getty Images for Nationwide)